Practical advice on invoicing, cashflow, debt recovery, and running a trade business in New Zealand. No fluff.
Adjudication under the Construction Contracts Act 2002 is a fast, low-cost way for NZ tradies to recover unpaid invoices — often in weeks, no lawyer needed. Here is exactly how it works.
Read guide →Tradies are great at fixing everything except asking for help. Whether it’s cashflow, chasing invoices, or your own headspace, here is where NZ tradies can get real support — including from blue-collar cashflow specialist Mel Curwood.
Read guide →Small business debt recovery in NZ: a practical escalation ladder to get unpaid invoices paid — reminders, calls, demand letters, agencies — without going to court.
Read guide →Debt recovery agency NZ guide: what they do, how debt recovery companies charge, what to look for, and when to use one to recover unpaid invoices.
Read guide →Debt collection NZ explained in plain English: what an agency does, the legal rules, the process, and what it costs to recover unpaid invoices.
Read guide →Choosing the best debt collection agency NZ in 2026: a clear checklist on fees, recovery rates, compliance, reputation, and protecting your customers.
Read guide →Debt collection Auckland guide for NZ tradies: find a reputable agency, understand the process, and recover unpaid invoices fast across the country.
Read guide →A free debt recovery letter sample for NZ tradies: copy-paste letter of demand template, what to include, and when legal recovery follows.
Read guide →A plain-English guide to debt collection laws NZ — your rights, the Fair Trading Act, the 6-year limit, the Disputes Tribunal and credit ratings.
Read guide →Learn how to collect unpaid invoices in NZ — a step-by-step playbook from polite reminder to letter of demand and the Disputes Tribunal.
Read guide →Copy-paste overdue invoice reminder email templates for NZ tradies — a friendly-to-firm sequence that gets unpaid invoices paid faster.
Read guide →Overdue invoice interest in NZ explained: when you can charge it, reasonable rates, how to word your terms, and a worked calculation.
Read guide →Chasing invoices yourself is never free. Most NZ tradies lose 3–5 hours a week to it — billable time off the tools, plus the cash you have already earned arriving late.
Read guide →The right payment terms don't just help you get paid — they protect your business and filter out bad clients.
Read guide →Small invoicing mistakes add up to thousands in lost revenue every year. Here are the five most common.
Read guide →You're owed money. But what can you actually do about it? Here's what NZ law says.
Read guide →Running out of cash between jobs is the number one killer of trade businesses. Here's how to stay ahead of it.
Read guide →A client is ignoring your invoice. Here's exactly what to do — step by step — before you write it off.
Read guide →Most tradies send invoices and hope for the best. Here's how to write one that gets paid — and fast.
Read guide →$199/month. $15 per invoice. No lock-in contracts. NZ-based team.
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